The Equity Exception to HCVRE Loans

Legal Area:        Real Estate
Total Credit Hours:        1.50
Ethics Credit Included:        0.00
Registration Fee:        $30.00
Course Materials:        textaudiovideo
Session END DATE:        10/31/2018

** available any time of day and in time increments convenient to you through end date above **, together with the Houston Bar Association, are pleased to present a special online CLE program designed to provide important updates to attorneys regarding the equity exception to HCVRE Loans. Federal regulators have recently increased restrictions on certain high volatility commercial real estate loans, requiring increased capital unless such loans meet certain exceptions. A lack of guidance and interpretation regarding the rules has forced those involved to interpret the rules on their own, leading to inconsistency and confusion in the lending industry. The purpose of this presentation is to explore the regulations and their impact on lenders and borrowers. This course features streaming video and audio (as well as downloadable MP3 audio) presentations from a live CLE seminar on this topic that was originally conducted by the Houston Bar Association on January 20, 2017. You can access this presentation on demand at any time during the course of the seminar session.

Some of the subjects for this course include:

    • Important Background Information

    • Guidance & To Whom Do The Rules Apply?

    • Definition and Overview of the Common Types of HVCRE Loans

    • Exception to HVCRE Classification & Equity Requirements

    • Restrictions on Distributions

    • HVCRE Costs

    • Conclusions Re: New Regulations

    The speakers for this course are:

    Greg Erwin, who is an attorney with the firm of Winstead PC. Greg Erwin serves as co-chair of Winstead's Real Estate Development & Investments Practice Group. With more than 30 years of experience as a real estate practitioner, Greg handles sophisticated real estate deals for clients such as New York Stock Exchange REITs, privately held development firms and wealthy individuals. Greg is a frequent lecturer at local, state and national seminars and contributor to legal publications.  An extensive biography for Mr. Erwin may be found on his firm's website.

    Julie Stephenson, who is an attorney with the firm of Winstead PC. Julie Stephenson is a member of Winstead's Real Estate Development & Investments Practice Group. Her practice focuses on many aspects of commercial real estate transactions including development, acquisitions, dispositions, financing, and commercial leasing.  An extensive biography for Ms. Stephenson may be found on her firm's website.

    Texas Board of Legal Specialization Areas
    Credit Hours Area

    1.50 Real Estate


    This course is approved for credit by the MCLE Committees of the STATE BAR OF TEXAS and the STATE BAR OF CALIFORNIA (MCLE Provider #8648).
    These are not self-study credits, but rather 'participatory' credits as you would receive for attending a traditional, live CLE seminar.

    In addition, regular CLE credits for this seminar may also be available in a number of other states through CLE Reciprocity, such as FLORIDA, or as an "Approved Jurisdiction", such as TENNESSEE.  Please check with the Tennessee State Bar for accreditation information.

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    PLEASE REMEMBER-- All of our online CLE courses are covered by our 'Full Satisfaction' guarantee. If for any reason you are dissatisfied with this or any other seminar, we will gladly issue you a prompt refund. Thus, you have nothing to lose in trying one of our convenient online CLE seminars. If you have never participated in an online seminar before, we think you'll be pleasantly surprised!